The business associate undertakes that the services by them will not violate any applicable government regulations and other legal obligations that affect the operations of his/her/their business.

The business associate must strictly adhere to these policies and procedures.

The business associate shall at all times conduct himself or herself in a courteous and considerate manner and shall not engage in any pressure selling. A business associate shall never impose herself/himself upon her/his prospective customer and shall:

The business associate shall be responsible for obtaining registration, license, approval or authorization to carry out the business as IBA, copy of which, if any, shall be provided to the company.

The business associate should read all the terms and conditions given with the application form.

The business associate shall maintain proper books of accounts in the prescribed manner stating the details, in such form as per applicable law.

The business associate shall not enter into any agreement/arrangement which purports to create an obligation of or be binding on the Company or incur any liability on behalf of the Company.

The business associate shall obtain a prior approval of the company to publish, distribute, broadcast and circulate any promotional materials or advertisement provided by the Company during the course of this Agreement.

The business associate shall provide all the necessary information including but not limiting to PAN card number, Aadhar card number and Bank account number, photograph as requested by the Company. Further, the Company reserves its right to use their information for marketing or other purposes as required by the Company.

The business associate undertakes to not promote a Pyramid Scheme, as defined in the Model Direct Selling Guidelines, 2016 issued by the Government of India, or enroll any person to such scheme or participate in such arrangement in any manner whatsoever in the garb of doing direct selling business.

The business associate undertakes that it shall not participate in Money Circulation Scheme, as defined the Prize Chits and Money Circulation Schemes (Banning) Act,1978.

Business Associates must abide by all local laws and regulations, especially those laws and commercial rules related to the business and they must not undertake any transactions which can be considered as fraudulent or illegal or participate in any activity that may compromise Company`s reputation. There are no exclusive territories for sale of products/services nor shall any business associate imply or state that he/she has any exclusive territory rights. There are no geographic limitations on them except in those foreign countries that have not officially been opened by the Company. Personal information such as name, address, telephone number etc. will be treated as confidential and will not be used except in connection with the Company`s business, unless required by law. If an IBA is registered with GST and has claimed GST with Commission, then he is liable to file GST return on timely basis as per Government guidelines. If the IBA doesn’t file GST return in time, then company will hold his/her commission until IBA files GST return and in case the IBA doesn’t want to file GST return then IBA need to return amount of GST back to the company.

A Business Associate should carry their identity card whenever visiting a potential customer and shall take a prior appointment from such person.

At the initiation of a sales presentation, the business associate shall truthfully and clearly identity himself/herself, the identity of the Company, the nature of services sold and the purpose of the solicitation to the prospective consumer.

The business associate shall offer the prospective consumer accurate and complete explanation and demonstrations of services, prices, credit terms, terms of payment, return policies, terms of guarantee, after sales service etc.

The business associate shall provide the following information to consumers at the time of sale, namely:

A Business Associate shall not use:

A business associate shall work as an independent contractor and nothing shall establish either an employment relationship or any other labour relationship between UnfoldU and the business associate to act as a producer, broker, commercial agent, contracting representative or other representative of UnfoldU. It is important to note that a Business associate shall not open a bank account in the name of the company i.e. UnfoldU Business associate should not sell or buy products on credit. If he/she does so then he/she will be solely responsible, and the Company shall not bear any consequences in case of bad-debts

No business associate will make exaggerated claims or non-guaranteed claims.Business associates agree to make no false or fraudulent representations about the Company, its services, business plan, or income potentials. No income claims, income projections, income representations should be made. Any false, deceptive, or misleading claims regarding the opportunity are prohibited. The Company believes firmly that the income potential is good enough to be reasonably attractive in reality without resorting to artificial and unrealistic projections

The IBA of Unfold U may cancel / terminate this Independent Business Associate agreement at any time and for any reason by notifying the Company in writing about the same.

All such cancellations are accepted and effected as stated. As of the effective cancellation date, the business Associate loses all the privileges of business associate and is no longer eligible for any rights, bonuses etc. He/she cannot advertise, sell or promote the company products or purchase products from the company. The resigning / terminated Business Associate cannot rejoin the company as IBA unless serving a period of passivity for six months. Only after serving this period of passivity he/she can rejoin under any sponsor and he cannot claim his downline to be restored under his new membership

Unfold U has invested a lot to build its brand image in the sphere of online education in India and abroad and shall take all the necessary legal steps to safeguard its intellectual rights. If any IBA is aware of or knows any infringement of the Trademarks or copyright, then he/she should bring this into the notice of the company. Neither the IBA can reproduce/duplicate nor copy any official literature, logo, slogan etc. of the Company unless expressly allowed by Unfold U.

In case of any dispute, difference or disagreement in connection with or in relation to this Agreement, the aggrieved Party shall vide a written notice send in detail its grievances to the other party. The other party shall within forty-five (45) working days from the receipt of such written notice provide a written resolution to the aggrieved party’s grievance.

In case of resolution is agreed upon by the parties within the stipulated period, then both the parties shall attempt to mutually discuss the matter and settle the same amicably.

If company is liable for this inconvenience caused and can pay back the course price to aggrieved party through the court. Under no circumstances shall either the Company’s aggregate liability under this clause to the IBA/consumer exceed an amount equal to the price of the product/Service/course material at the time of dispute minus amount of commission distributed on per sale of product/Service/Course Material.

All disputes, differences or disagreements arising out of, in connection with or in relation to this Agreement, which cannot be amicably settled within a period of 45 days from the date of notice of dispute shall be finally decided by arbitration to be held in accordance with the provisions of Arbitration and Conciliation Act, 1996.

The venue of Arbitration shall be SAS Nagar, Mohali, Punjab

The Arbitration proceedings will be proceeded over by the Company’s management.

The decision of the Arbitration shall be final and binding on the Parties. During the pendency of any dispute under arbitration proceedings, the Parties shall continue to exercise their respective rights and fulfill their remaining obligations under this Agreement.

The IBA expressly agree that any proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action, regardless of whether the procedures or rules of India would allow such an action. The IBA expressly waive their rights to file or participate in a class action or seek relief on a class or representative basis.

Company shall not be liable for any failure to perform its obligations under this Agreement if the failure results from a Force Majeure Event (defined below).

For purposes of this Agreement, a “Force Majeure Event” is an event which is a circumstance or event beyond the reasonable control of a Company, which affects the general public in that company’s country or in the territory of the said company’s country and which results in the party being unable to observe or perform on time an obligation under this Agreement. Such circumstance or event shall include industrial action or labour disputes, civil unrest, war or threat of war, criminal or terrorist acts, government action or regulation, telecommunication or utility failures, power outages, fire, explosion, natural physical disasters, epidemic, quarantine restrictions, and general failure of public transport, server break down or any other circumstances does not mention here.

It is hereby acknowledged and agreed by the IBA that it shall promptly return all copies (in whatever form reproduced or stored), including all notes and derivatives of the Confidential Information disclosed under this Agreement, within three (3) days from the termination of this Agreement.

We are always pleased to receive your comments and suggestions about the Unfold U brand products/ Courses this Website, and other services we provide. However, any information, including comments, suggestions, ideas, notes, drawings, concepts or other materials or information(hereinafter referred as "Submissions"), that you provide through this Website or in response to any Content on this site, will become the Company’s property subject to its Privacy Policy as applicable. The Company and its designees may use any Submissions without restriction, and are granted without limitation worldwide, perpetual, royalty-free, irrevocable right to reproduce, modify, edit, publish, make derivative works from and sell and distribute such Submissions in any and all forms and media, now or hereafter discovered, and for the Company to license others to do the same. The Company will not be liable to pay any royalty, claim, reward, consideration or other compensation for any Submission that is received or for any use thereof.

If we receive Submissions that contain personally identifying information about the provider, such as their name, address and telephone number, the Company’s Privacy Policy will govern how to use or disclose this information. The Company’s Privacy Policy may be referred for further information.

When the IBA uses the Website or avails the Website services or sends any data, information or communication to the Company, the IBA agrees and understands that the IBA is communicating with the Company through electronic media/ records and the IBA consents to receive communications via electronic records from the Company periodically and when required. The Company will communicate with the IBA by email or any push or other message or electronic records on the email address or mobile number available with the Company or made available to the Company through a partner which will be deemed as adequate service of notice / electronic record.

The IBA acknowledges that specific consent to the Company or its respective affiliates and partners contacting the IBA using the contact information which the IBA has provided to the Company at any time during the IBA’s association with the Company for any purpose including the following purposes:

The IBA acknowledges and agrees that it may be contacted for the above purposes using any of the contact details provided by it, including via emails, text messages or phone calls.

In the event where the IBA has indicated any 'do not disturb' preferences to his telecom service provider and registered himself on the national customer preference register / 'do not disturb' or similar list, the IBA agrees to ensure that its registered preferences allow for communications to be sent to it in accordance with the above provisions.

The privacy policy set forth below applies to the Company's Websites, and other authorized sales and marketing activities conducted in India and abroad. Please read this policy to understand how we'll handle your personal information as you take advantage of many activities and programs offered by the Company through this Website.

We are committed to Safeguarding Your Privacy; The Company is committed to people and service. We respect your right to privacy. We believe that your personal information, including your purchases, e-mail address, billing and shipping addresses, telephone numbers and credit card information belongs to you. We will use this information to complete your purchases. We want to use this information to make your interaction with us more informative and fulfilling, and to tell you about the wonderful products and opportunities available with the Company.

The company may contact you regarding your request for more information. To better protect the security and integrity of your information, we may also verify identity by requesting your full name, bill to address and e-mail address before granting access or making corrections to your information. The following applies to our Website, http://www.unfoldu.com and any other Company webpage like Facebook page (https://www.facebook.com/ Instagram (@ Twitter and YouTube This is the only authorized UnfoldU Website serving India and abroad.

Our Website may have various clubs, contests, surveys and other events. To join in these activities, we typically ask for your name, address, e-mail address and telephone numbers. We may ask for other personal information on a voluntary basis. We also have opportunities for you to contact us. Again, we typically ask for your name, billing and shipping addresses, e-mail address and telephone number, plus any comments or questions you may have. Our Website may also provide opportunities for you to e-mail information, such as recipes, club offers, or product information, to a friend. This information is used only to e-mail the desired information and is not retained by the Company. Our Website may also include additional services. Some are provided by third parties (such as IBA locator services). These services may require information in order to service your needs (such as your address). While we do not control these third parties, we ensure that they are contractually bound to use the information only for authorized purposes. We may also participate in Affiliate programs, which may provide you with Cookies "Cookies" are very small text files your Web browser stores on your computer when you visit a Websites. It is your identification card and cannot be executed as code or deliver viruses. It is uniquely yours and can only be read by the site that gave it to you. Our cookies help make it easier for you to use our Websites and to help us customize your experience so that we can provide you with the information you need - when and where you need it. A cookie generated by https://www.unfoldu.com for example, allows you to retrieve your Shopping Cart and address information on a return visit. Cookies do not collect this information, nor is your name, address or product information contained within the cookie itself. The cookie simply holds the "key" that, once read by our Websites, unlocks this information. Most browsers automatically accept cookies. However, you can disable cookies on your computer or have your browser notify you when you receive a new cookie by indicating this in the preferences or options menu in your browser. But because we rely on cookies to make the shopping experience easier and more tailored to your needs, your browser must be set to accept cookies before you can place an order. Please note that parts of the page may not work correctly if you disable cookies. By using our website, you agree to our use of cookies unless you have disabled them.

Third party Internet sites and services accessible through http://www.unfoldu.com have separate privacy and data collection practices that are beyond our control. While we try to work with third parties who share our views on privacy, we cannot assume responsibility or liability for their independent practices or actions. You're responsible for maintaining the secrecy of your passwords or any account information. We recommend that you carefully read their privacy policy before agreeing to leave any personal information.

We make an effort to keep your personal information confidential. However, we may be required to disclose your information to the government or third parties under a valid legal request. For example, a criminal investigation or a lawful subpoena may force disclosure. This is true of every business.

By using our Website, you agree to let us collect and use information in a manner consistent with the guidelines stated in this policy.

No waiver of any rights or remedies by the Company shall be effective unless made in writing and signed by an authorized representative of the Company.

A failure by the Company to exercise or enforce any rights conferred upon it by this Agreement shall not be deemed to be a waiver or variation of any such rights or operate to bar the exercise or enforcement thereof at any subsequent time or times.

Rights of Third Parties: A person or entity who is not a party to this Agreement shall have no right to enforce any term of this Agreement, regardless of whether such person or entity has been identified by name, as a member of a class or as answering a particular description. Notwithstanding the foregoing, the consent of any third party is not required for any variation (including any release or compromise of any liability) or termination of this Agreement.

The parties agree that some functionality of the Website may require the transmission of information provided by the IBA including usernames and passwords, mobile numbers, addresses, e-mail addresses, financial information (such as credit card numbers) or GPS location (“User Information”).

The IBA agrees and acknowledges that it shall not submit any personal information or data without first reading the Company’s Privacy Policy which explains Company’s data use and privacy practices in detail. If the IBA uses such Website functionality, the IBA shall be deemed to have consented to the transmission of its information to Company, its agents and/or service providers and authorizes Company, its agents and/or service providers to record, process and store such information of IBA as necessary for the Website functionality and for purposes described in the Company’s Privacy Policy.

All information which the IBA provides in connection with the Website/App, Services or this Agreement shall be current, true, accurate, supportable and complete. The IBA shall promptly notify Company in writing of any changes to such information.

The IBA is solely responsible for maintenance of the confidentiality and security of any information transmitted from or stored on a device for purposes of the Web site for all transactions and other activities undertaken in the IBA’s name whether authorized or unauthorized. The IBA agrees to immediately notify the Company of any unauthorized transactions associated with the Website or any other breach of security. To the extent possible under the law, the Company shall not be responsible for any losses arising out of the loss or theft of the IBA’s information transmitted from or stored on a device or from unauthorized or fraudulent transactions associated with the website/App.

As servers may be located in other jurisdictions, the IBA’s personal data and information may be transferred, stored, used and processed in a jurisdiction other than India. The IBA understands and consents to the transfer of personal data outside India.

The Company reserves the right to change, modify, suspend or discontinue the whole or any portion of the Website, services, or content at any time. The Company may also impose limits on certain features or restrict the IBA’s access to part(s) or the entire Website or content without notice or liability.

The Company does not guarantee that the Website or content will be available at all times or at any given time, as some natural calamity, technical glitch and/or other unavoidable circumstances may cause hindrance.

From time to time the Company may run competitions, promotions and surveys via the Website and Services, which may be subject to additional terms and conditions which you shall be notified through Website. By choosing to participate in such competitions, promotions or surveys, you shall be deemed to have accepted such additional terms and conditions and to have agreed to be bound by such additional terms and conditions.

All of the Company’s rights and obligations under the Privacy Policy are freely assignable by any of its affiliates, in connection with a merger, acquisition, restructuring or sale of assets, or by operation of law or otherwise, and the Company may transfer the IBA’s information to any of its affiliates, successor entities.

The Company may collect, use, preserve and share the IBA’s information for sales, marketing, promotion and/or otherwise as required by company.

From time to time the Company may run competitions, promotions and surveys via the Website and Services, which may be subject to additional terms and conditions which you shall be notified through Website. By choosing to participate in such competitions, promotions or surveys, you shall be deemed to have accepted such additional terms and conditions and to have agreed to be bound by such additional terms and conditions.
Respond pursuant to applicable law or regulations, to legal process or to government requests;

The IBA agrees to the Company’s information practices, including the collection, storage, use, processing and sharing of the IBA information as described in this Privacy Policy, as well as the transfer and processing of the information to any other countries globally where we have or use facilities, service providers or partners, regardless of where the IBA uses the App. The IBA acknowledges that the laws, regulations, and standards of the country in which your information is stored or processed may be different from those of your own country. The IBA further undertakes that all necessary and appropriate steps shall be taken to ensure the protection of all private information provided by a consumer as confidential at all time. Any misuse of private information of consumer may result in termination of agreement.